Path
Leaving America
What moving away means for every account you own, and how to plan for it.
The RNOR Playbook: India’s Returning-NRI Tax Window, and How to Use It
India gives returning NRIs a two-to-three-year window where US gains usually escape Indian tax — but it is not automatic, and it does not last. Here is how to use it correctly.
Buying a Home on an H-1B: The Mortgage, the Down Payment, and What Happens If You Leave
H-1B holders can get a real conventional mortgage — but the math only works if you price in FIRPTA withholding, transaction costs, and the 30% rental-income trap that hit if you leave.
HSAs on a Visa: The Triple Tax Advantage, and What Happens When You Leave
A Health Savings Account is the only US account that escapes tax three times over — here is who on a visa actually qualifies, how to invest the balance, and what really…
RSUs on a Visa: The Sell-vs-Hold Math When You Might Leave
RSU vesting is taxed as wages the day it happens, not when you sell — and the sell-vs-hold decision changes completely if a move abroad is on the table. Here’s the math…
Term Life Insurance for Visa Holders: What Actually Changes When You’re Not a Citizen
Your employer’s life insurance ends the day you leave the job, and most guides never mention whether a visa holder can even buy a policy. Here is what individual term actually costs,…
The US–India Tax Treaty, Translated into English
Which country taxes your salary, dividends, 401(k) and Indian income — and why the treaty means you usually pay the higher rate once, not zero and not twice. Plus the three windows…
What Happens to Your Roth IRA If You Move Back to India
“Tax-free forever” was written for people who retire in America. If you might retire in India, the Roth has a twist nobody mentions before you open it.